Best Ways to Deal with Stress as a Retiree


Retirement feels like a blessing when it is approaching. The first days of a retirement feel liberating. Then, as the days stretch on, the boredom can begin to set it. Some retirees may begin to feel isolated.

You may even start to miss your old life before you decided to retire.

If you’re dealing with these stressors, then there are some ways to cope with the negative feelings you are experiencing. Here are some of the best ways to deal with stress during your golden years.

How to Cope with Stress Triggers

The first step to take when dealing with a stressful situation is to visualize yourself moving away from that situation. Picture yourself in your ideal life. Where would you like to go? What would you like to do?

Form a clear picture in your mind about who you are, what you want, and how your relationships will be during your retirement years.

Then think of money as a tool. Your money is a means to an end. Use what you can from this tool to push yourself toward the visualized retirement you want.

In those last years, no one regrets that their portfolio didn’t build up enough. They care about their family, faith, and the positive impact they had on others.

That doesn’t mean you should just “wing it.” Examine your retirement plans to see how resilient they happen to be. Make changes to your financial plans if necessary. Worrying less about your money will make your retirement much happier.

Create a blueprint for success, then follow it. You’ll want a predictable income stream in your retirement. A diverse mix of retirement accounts, stocks, bonds, mutual funds, Social Security, and a pension can help make this happen.

Being diverse will give your finances resiliency if a recession occurs during your retirement years.

Then plot out the trips and activities you’ll want to do over the next years. When you have something to look forward to doing during your retirement, feelings of boredom or isolation often feel less severe.

Find a way to volunteer. Staying active during your retirement helps to keep stress away. You don’t need to take on a full-time job to earn a paycheck. A few hours of volunteering can make a big difference in the quality of your retirement years.

Consider working with a local program that helps your community. Check with your food bank to see if they could use some help. Talk with childcare programs, vocational training programs, and others who could benefit from your experience.

Do something at home every day. If you love gardening, then tend to one every day. If you love writing, then write something every day. Keep your mind active with an activity to limit the stress you are feeling.

How Do You Cope with Stress as a Retiree?

How people deal with stress varies from person to person. There is no “right” way to handle the difficult feelings which sometimes come with a retirement.

These are just some of the ways to deal with the triggers that may cause stress. What methods have you used that keep you happy and healthy in your retirement?